Investment Fund Options | Sanlam Umbrella Fund
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Skip Navigation LinksUmbrella Fund

Fund Investment Strategies

We offer fund features that were previously not available anywhere in the industry.

Under the Sanlam Umbrella Fund employers can choose between a number of suitable investment options.

Investment Options


Standard Option:

The employer selects one of the four trustee approved investment strategies for all assets to be invested in:

Sanlam Lifestage Download Fact Sheet
Protection Strategy Download Fact Sheet
Optimal Option:

Members may opt out and invest all or part of their savings in the Sanlam Monthly Bonus Fund.
Qualifying members will also have access to the Glacier Platform.

Comprehensive Option:
Sanlam Wealth Creation Strategy Download Fact Sheet

The employer also selects from the four trustee approved investment strategies (above).

Members, however, have the option to opt out of the default and to make an individual member investment choice from a range of suitable investment portfolios; members can choose between a maximum of 4 of the following portfolios available:

Multi-manager Range

SMM 70 Portfolio Download Fact Sheet
SMM 50 Portfolio Download Fact Sheet
SMM 30 Portfolio Download Fact Sheet
SMM Moderate Absolute Fund Download Fact Sheet
SMM NUR Balanced Fund Download Fact Sheet
SMM Select Balanced Fund Download Fact Sheet
Sanlam Accumulation Portfolio Download Fact Sheet
Sanlam The Most Aggressive Portfolio Download Fact Sheet
Sanlam Wealth Creation Download Fact Sheet
Sanlam Living Planet Fund Download Fact Sheet

Sanlam Investment Management Single Manager Range

SIM Balanced Fund Download Fact Sheet
SIM Moderate Absolute Fund Download Fact Sheet
SIM Cash Fund Download Fact Sheet
SIM Temperance Balanced Fund Download Fact Sheet
SPW Balanced Fund Download Fact Sheet

External Single Manager Range

Allan Gray Global Balanced Portfolio Download Fact Sheet
Foord Balanced Fund Download Fact Sheet
M&G Balanced Portfolio Download Fact Sheet
Ninety One Balanced Fund Download Fact Sheet
Coronation Houseview Portfolio Download Fact Sheet
PSG Balanced Fund Download Fact Sheet
Truffle Balanced Fund Download Fact Sheet
Camissa Balanced Fund Download Fact Sheet

Smoothed Bonus range

Sanlam Monthly Bonus Fund Download Fact Sheet
Sanlam Stable Bonus Fund Download Fact Sheet
Sanlam Progressive Smooth Bonus Fund Download Fact Sheet

Index tracking range

Satrix Enhanced Balanced Tracker Fund Download Fact Sheet
*Please note - These portfolios are closed to new employers.

Member Investment Customisation

Under the comprehensive and optimal options, more than 1 000 retail collective investment (schemes CIS) are available on Sanlam’s Glacier investment administration platform.

As part of this offering, members can also choose to invest the equity component of their investments in their own personalised share portfolio via Sanlam Private Wealth.

Sanlam Umbrella Fund Investment Feedback Sessions

At our Sanlam Umbrella Fund Investment Feedback Sessions, our team of experts evaluate the performance of the Fund’s underlying portfolios, and how we are empowering our clients to be confident about their investment decisions.

Sanlam Umbrella Fund Investment Feedback Session | 16 May 2023 | Watch

Sanlam Umbrella Fund Investment Feedback Session | 16 May 2023 | Download

Sanlam Umbrella Fund Investment Feedback Session | 16 May 2023 | Q&A Document | Download

Sanlam Umbrella Fund Investment Feedback Session | 20 October 2022 | Investment Feedback Session

Sanlam Umbrella Fund Investment Feedback Session | 20 October 2022 | Watch

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