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Pre-retirement

Imagine if you could learn everything you need to know about your retirement, from yourself.

It’s hard to picture life five years from now, let alone 50. But while you can’t possibly predict what you’ll want (and how you’ll feel) 50 years from now, planning for the future gives you freedom to live the life you choose - whether your “future self” wants to retire comfortably or travel the world.

That’s why we suggest investing in the Sanlam Cumulus Echo Retirement Plan - a retirement annuity designed to make saving for retirement more rewarding by boosting your retirement savings with an Echo Bonus.

 

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Cumulus Echo Retirement Plan

Boost your retirement savings from just R300 per month.

Retirement doesn’t have to be dull. Whether you want to maintain a certain lifestyle or see the world, investing in the Sanlam Cumulus Echo Retirement Plan rewards you for saving towards these goals with an Echo Bonus, so 65-year-old you can enjoy the retirement you deserve.

The Sanlam Cumulus Echo Retirement Plan is a retirement annuity designed to make saving for retirement more rewarding with an Echo Bonus. Paid out at retirement, the more contributions you make over the years, the bigger the Echo Bonus will be.

Echo Bonuses don’t need to stop when you retire – you can stay invested after retirement without making any more contributions and seamlessly start withdrawing a regular income. While part of this income will be drawn from the Echo Bonus, your bonus will continue to earn interest and grow throughout the rest of your life.

Invest in the Cumulus Echo Retirement Plan today and get more out of your retirement.

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Save on pre-retirement products

Sanlam Reality is the loyalty programme that rewards you for looking after your money with discounts on wealth, health and lifestyle benefits. If you take out preretirement products and invest in any Sanlam Investment core funds, you could qualify for a discount of up to 100% on asset management fees – a charge levied by the investment manager for managing your fund. Become a member today to discover how Sanlam Reality can work for you.

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Building wealth starts with a plan

The key to your future self’s dream retirement isn’t about earning the most money. Financially successful people come from all walks of life, from the CEO to the school teacher, but they all share something in common. And that’s understanding where you are today, identifying your priorities, and making it happen.

Use our Needs Assessment Tool to find out how you can build and protect your wealth.

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