An injury or illness could leave you with certain limitations in performing your daily activities. It may also affect your ability to continue working. For example, you may partially lose your hearing or develop a serious heart or lung disease. You may still be able to perform your duties, but with difficulty.

Impairment cover insures you against the loss or the impairment of function and not against your inability to continue generating an income. With functional and physical impairment cover, you can also receive a partial payment of a claim, depending on how severe your impairment is. This means you may claim more than once against your impairment cover.

Who wants to dwell on death, especially when you’re young and healthy? But think about what could happen if you were to pass away suddenly. Would your dependants have enough money to:

• Pay for unforeseen expenses, for example a funeral?
• Pay executor's fees, estate duty and other costs involved in the administration of your estate?
• Repay any debts you may have had?
• Pay for their daily needs, including school fees, food, transport and accommodation?

Help your loved ones take care of their financial needs after you’re gone. Sanlam’s life cover solutions can give you peace of mind that your family can take care of their needs and expenses if you pass away. This means your death will not place a financial burden on your loved ones.

Get peace of mind about your financial security if you are unable to work because of disability.

If you become disabled because of illness or injury and can no longer work and earn an income, disability cover gives you the assurance that you can still take care of your and your family’s expenses.

Relieve the financial burden of living with a serious illness.

In this day and age, having a critical illness is no longer a death sentence and people can still live productive lives. However, to recover or to maintain your health can be very expensive, even if you have medical aid. Critical Illness Cover eases the long-term financial burden of managing these expenses.

If you die today, you would want to make sure that your family can survive - that they can afford to give you a proper funeral, that your kids can still get a good education, and that your wife can keep living in the house that you have rented or bought.

For this certainty, we offer you the following family solutions:

• Sanlam Family Funeral Plan
• Sanlam Family Multi Plan
• Sanlam Family Protection Plan
• Sanlam Family Savings Plan

Download the Sanlam Family Series brochure.

Funeral Cover

Give your loved ones a dignified funeral without worrying about how you will pay for the expenses.

Having a dignified funeral for a loved one is your last opportunity to show them your love and respect. You don’t want to worry about expenses during this difficult time. That’s why we offer you the following funeral cover solutions:

You can now pay your Sanlam Funeral Policy premiums via Mobipay:

• Using your cell phone
• At any of Mobipay’s 250 physical outlets
• At participating retailers