Sanlam Disability Cover
If you become disabled and can’t work, we help you keep going with a lump-sum payout.
Sanlam's Disability Insurance solutions offer maximum choice and flexibility. Should you become disabled, the lump-sum payout can be used for day-to-day expenses, therapies, and any home alterations required to make living with a disability easier on you and your loved ones.
Get quoted and covered online in under 10 minutes with Sanlam Indie, or speak to a Sanlam financial adviser about a personalised insurance solution.
How does it work?
If you become disabled and can’t work, you receive a tax-free, one-off payout. The amount will depend on the cover you’ve chosen.
How much disability cover do I need?
Most people choose to have at least R350 000 of disability cover, but opt for about 6 months of income (after tax but before other deductions) if that’s higher.
We’ll help you work out what cover you need in just minutes.
How much will I pay per month?
Your premium is determined by your age and risk profile when you take out the cover. To get an immediate guaranteed quote, use the Sanlam Indie calculator.
What about medical tests?
Depending on the type of disability cover you choose, medical questions and medical testing may or may not be required. This will help determine the level of cover and cost of your disability insurance.
How can I get discounts on my monthly payments?
Sanlam Reality members on the Reality Plus and Reality Health membership options can get discounts of up to 30% on Matrix Premier risk products. For more information on how to join, visit the Sanlam Reality website.
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