Cumulus Echo Retirement Annuity | Sanlam
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Sanlam Cumulus Echo Retirement Plan

Feel confident about your retirement. Sanlam Cumulus Echo Retirement Plan, a retirement annuity that boosts your retirement savings with Wealth Bonus®.

Invest in your retirement, and we’ll invest in you. Wealth Bonus®. The added reward for extra wealth.

Calculator

How much do you need for retirement?

How It Works

Find out how the Wealth Bonus is calculated.

Get Advice

Speak to an accredited financial planner.

How does the Wealth Bonus work?

If you'd like to find out exactly how the Wealth Bonus works and how you can supersize maximise your retirement
outcome savings, watch the video below.

 

Example

Example

This Example is based on a monthly payment of R1 000, taking into account an annual increase of 5% over 25 years. Invested in the SATRIX Dynamic Balanced Fund. It assumes an investment return of 10% before fees.

Wealth Bonus: R449 150
This is the Wealth Bonus that Sanlam will add to your fund value.

Investment Return: R448 070
This is the investment return on your plan. The fund value is equal to the payments plus the investment return.

Payments: R572 730
This is the total payments made on your Cumulus Echo Retirement Annuity.

How Much do I Need to Save for My Retirement?

When you retire, you generally need less income than you required before retirement. This is simply because some of your expenses like travelling to work will fall away, and you will also pay less tax after 65 (and even less after 75). Depending on your retirement plans, you would need at least 60% of your final pre-tax salary after retirement.

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