The full prospectus, the fund supplements and if relevant the Minimum Disclosure (MDD) and Key Investor Information (KIID) documents are available free of charge from the Manager, the Investment Managers or at www.sanlam.ie. Any offering is made only pursuant to the relevant offering document, together with the current financial statements of the relevant fund, and the relevant subscription application forms, all of which must be read in their entirety together with the Prospectus, Supplements and if relevant, the KIID. No offer to purchase securities will be made or accepted prior to receipt of these documents, and the completion of all appropriate documentation.
Collective investments are traded at ruling prices and can engage in borrowing and scrip lending.
Collective investments are calculated on a net asset value basis, which is the total market value of all assets in the Portfolio including any income accruals and less any deductible expenses such as audit fees, brokerage and service fees.
Actual investment performance of the portfolio and the investor will differ based on the initial fees applicable, the actual investment date, and the date of reinvestment of income as well as dividend withholding tax.
Forward pricing is used.
The Manager does not provide any guarantee either with respect to the capital or the return of a Portfolio.
The performance of the Portfolio depends on the underlying assets and variable market factors.