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This retirement calculator is for illustrative purposes only, and a decision to change your financial portfolio should not be based solely on the result of the calculation done here. We advise that you also seek sound face-to-face financial advice.
When you retire, you generally need less income than you had before retirement. This is because some of your expenses (e.g. travelling to work) will fall away. Also, you will pay less tax after 65 (and even less after 75). Depending on your retirement plans, you would need at least 60% of your final pre-tax salary after retirement.